Discount Auto Insurance Rates – What Is Covered

Compare Discount Auto Insurance Rates – See What’s Covered

Find cheapest car insurance online. Compare discount auto insurance rates. Check out what’s included and covered by your policy.

  • Convertible Collision or Upset

To pay for direct and accidental loss of or damage to the automobile, hereinafter called loss, caused by collision of the automobile with another object or by upset of the automobile. Upon the occurrence of the first loss for which payment is sought hereunder the insured shall pay to the company the additional payment stated in the declarations. Loss caused by collision or upset occurring prior to the first loss for which payment is sought hereunder is not covered.

  • Collision or Upset

To pay for direct and accidental loss of or damage to the automobile, hereinafter called loss, caused by collision of the automobile with another object or by upset of the automobile, subject to the provisions of Division I hereof if a deductible amount is stated in the declarations as applicable hereto or subject to the provisions of Division II hereof if an additional payment is stated in the declarations as applicable hereto. Get  discount  auto insurance rates to compare.

  • Deductible. The deductible amount so stated shall be applicable to each such loss.
  • Convertible. Upon the occurrence of the first loss for which payment is sought hereunder the insured shall pay to the company the additional payment so stated. Loss caused by collision or upset occurring prior to the first loss for which payment is sought hereunder is not covered.
  • Fire, Lightning and Transportation

To pay for direct and accidental loss of or damage to the automobile, hereinafter called loss, caused (a) by fire or lightning, (b) by smoke or smudge due to a sudden, unusual and faulty operation of any fixed heating equipment serving the premises in which the automobile is located, or (c) by the stranding, sinking, burning, collision or derailment of any conveyance in or upon which the automobile is being transported on land or on water.

  • Theft (Broad Form)

To pay for loss of or damage to the automobile, hereinafter called loss, caused by theft, larceny, robbery or pilferage.

  • Theft (Deductible Form)

To pay for loss of or damage to the automobile, hereinafter called loss, caused by theft, larceny, robbery or pilferage, except that $25 shall be deducted from the amount of each loss not occasioned by the taking of the entire automobile.

  • Theft

To pay for loss of or damage to the automobile, hereinafter called loss, caused by theft, larceny, robbery or pilferage, but only for the amount of each such loss in excess of the deductible amount, if any, stated in the declarations as applicable hereto unless the entire automobile is taken, in which event the deduction shall not be made. Looking for discount auto insurance rates? Start your quote!



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