Discount Auto Insurance Online – Most Common Types Of Coverage

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Check out discount auto insurance online. See what are the most common types of coverage.

  • Windstorm, Earthquake, Explosion, Hail or Water

To pay for direct and accidental loss of or damage to the automobile, hereinafter called loss, caused by windstorm, hail, earthquake, explosion, external discharge or leakage of water except loss resulting from rain, snow or sleet.

  • Combined Additional Coverage

To pay for direct and accidental loss of or damage to the automobile, hereinafter called loss, caused by windstorm, hail, earthquake, explosion, riot or civil commotion, or the forced landing or falling of any aircraft or of its parts or equipment, flood or rising waters, external discharge or leakage of water except loss resulting from rain, snow or sleet.

  • Towing and Labor Costs

To pay for towing and labor costs necessitated by the disablement of the automobile, provided the labor is performed at the place of disablement. Compare discount auto insurance online.

  • Defense, Settlement, Supplementary Payments

As respects the insurance afforded by the other terms of this policy under coverages A and B the company shall:

  • (a) defend any suit against the insured alleging such injury, sickness, disease or destruction and seeking damages on account thereof, even if such suit is groundless, false or fraudulent; but the company may make such investigation, negotiation and settlement of any claim or suit as it deems expedient;
  • (b) pay all premiums on bonds to release attachments for an amount not in excess of the applicable limit of liability of this policy, all premiums on appeal bonds required in any such defended suit, the cost of bail bonds required of the insured in the event of accident or traffic law violation during the policy period, not to exceed the usual charges of surety companies nor $100 per bail bond, but without”any obligation to apply for or furnish any such bonds;
  • (c) pay all expenses incurred by the company, all costs taxed against the insured in any such suit and all interest accruing after entry of judgment until the company has paid, tendered or deposited in court such part of such judgment as does not exceed the limit of the company’s liability thereon;
  • (d) pay expenses incurred by the insured for such immediate medical and surgical relief to others as shall be imperative at the time of the accident;
  • (e) reimburse the insured for all reasonable expenses, other than loss of earnings, incurred at the company’s request.

Discount auto insurance online – see how much you can save. The amounts incurred under this insuring agreement, except settlements of claims and suits, are payable by the company in addition to the applicable limit of liability of this policy.



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