Discount Auto Insurance Rates and Number of Vehicles

In order to take advantage of the discount auto insurance rates and 20 percent multi-car discount that is available in all states, you should have all your private passenger vehicles insured under one policy. Recreational vehicles, campers, and pickup trucks with less than 7,800 pound gross laden weight capacity that are not used exclusively for wholesale, retail, or other commercial uses are all considered private passenger vehicles.

Most commercial vehicles are insured under a separate commercial auto policy in addition to general liability and other business-type coverages. If you’re a businessman with commercial vehicles and business property, you could save a lot of premium dollars simply by shopping around for your fire and liability packages as well as for your commercial auto coverages. I have seen cases in which businessmen have saved thousands of dollars a year by shopping around. Compare discount car insurance rates!

How to Find Discount Auto Insurance Rates Online

Ready to find discount car insurance online? The 20 percent multi-car discount applies to each vehicle, so don’t lose out by insuring any vehicle with a separate company. For example, if you own both a car and a pickup truck and insure them separately, you could be losing as much as $144 per year by not taking advantage of the discount ($360 premium per vehicle X 2 = $720 combined annual premium X 20 percent lost discount = $144 additional premium per year). Don’t insure separately; always add on to your existing policy.

The availability, qualifications and amounts of these discounts may vary from state to state. In addition, terms, conditions and exclusions not described above may apply, and total savings may vary depending on the coverages. Find discount auto insurance rates with our help!